Terms of Service

1. Purpose of the Website

The Priority Insurance Concepts website is provided for educational and informational purposes only. The content is designed to help individuals better understand insurance, Medicare, retirement planning considerations, and related topics.

Nothing on this website constitutes legal, tax, or financial advice. No insurance coverage, plan enrollment, or financial product is provided through the website without direct interaction with a licensed professional.

2. Eligibility

This website is intended for use by individuals who are at least 18 years of age and located
within the United States. By using this website, you represent that you meet these requirements.

3. No Professional Advice or Guarantee

Information provided on this website:

- Is general in nature and for educational purposes only
- Does not constitute personalized advice or recommendations
- Should not be relied upon as a substitute for professional review

Insurance products, Medicare plans, annuities, and life insurance availability vary by state, carrier, and individual circumstances. No results, outcomes, or savings areguaranteed.

4. Medicare and Insurance Disclosures

Priority Insurance Concepts is a licensed Life & Health insurance advisory firm.

For Medicare-related services:

- We do not offer every plan available in your area
- Plan availability depends on your location, eligibility, and enrollment period
- A licensed agent will provide specific plan details during a professional review

No recommendation orenrollment occurs without licensed agent involvement.

5. User Responsibilities

By using this website,you agree to:

- Provide accurate and truthful information when submitting forms
- Use the website for lawful purposes only
- Not attempt to disrupt or compromise the website's security orfunctionality

You agree not to misuse the website or its content in any way that couldharm Priority Insurance Concepts orother users.

6. Intellectual Property

All content on this website, including text, graphics, logos, designelements, and written
materials, is the property of Priority Insurance Concepts or its licensors andis protected by
applicable intellectual property laws.

    You may not copy,  reproduce, distribute, modify, or create derivative works without prior  written
 consent.  

7. Third-PartyLinks

This website may contain links to third-party websites for convenience orinformational
purposes.Priority Insurance Concepts does not control or endorse these websites and isnot
responsiblefor their content, privacy practices, or terms of use.

Accessing third-party websites is done at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Priority Insurance Concepts shallnot be liable for any
direct, indirect, incidental, consequential, or special damages arising from:

- Use or inability to use the website
- Reliance on website content
- Errors or omissions in website materials

Your use of this websiteis at your own risk.

9. Indemnification

You agree to indemnify and hold harmless Priority Insurance Concepts, itsowners, affiliates,
agents, and representatives from any claims, damages, liabilities, costs, orexpenses arising
from your useof the website or violation of these Terms.

10. Privacy

Your use of the website is also governed by our Privacy Policy, whichexplains how we collect
and use personal information. Please review the Privacy Policy carefully.

11. Modifications toTerms

Priority Insurance Concepts reserves the right to modify these Terms atany time. Updates will
be posted on this page with a revised effective date. Continued use of thewebsite constitutes
acceptance of the updated Terms.

12. GoverningLaw

These Termsare governed by and construed in accordance with the laws of the United States
and the state in which PriorityInsurance Concepts is licensed to conduct business, without
regard to conflict of lawprinciples.

13. Contact Information

If you have questions about these Terms of Service, contact us at:

Priority Insurance Concepts
Phone: 1-844-793-9742
Website: https://priorityinsuranceconcepts.com

By using this website, you acknowledge that you have read, understand, and agree to these
Terms of Service.